Monday, February 15, 2010

Maruti new models

Maruti to launch 8 new models by 2010
Source : Maruti to launch 8 new models by 2010Maruti will introduce zippier cars, which will replace some existing sedans such as the Baleno, say vendors who have been asked to supply parts for the new models. The models for which they have been asked to supply parts include three-box versions of the Swift and SX4, which sell as hatchbacks in Europe and Japan. These models will replace the Baleno this year, said some vendors. They said they have already stopped making parts for the Baleno, and the company may be debating whether to scrap the popular Esteem model. The entry of Swift and SX4 sedans mark a bid by Maruti to increase its marketshare in the mid-sized car segment, where it lags behind rivals such as Honda Siel Cars India, Ford India and Tata Motors.

Sunday, February 14, 2010

Chennai to Himalaya tourist office phone numbers

Tourist Offices
Government of Tamil Nadu Tourist Office Ph: 25368358 Tourist Information CentreCentral Railway Station, Chennai Ph: 25353351 Tourist Information CentreEgmore Railway Station, Chennai Ph: 28192165 Tourist Information CentreDomestic Terminal, Airport Ph: 22560569 Tourist Information CentreInternational Terminal, Airport Ph: 22560437 Tamil Nadu Tourism Development Corporation, Head Office Ph: 25383333 Tamil Nadu Tourism Development CorporationSales counter, Tamil Nadu Tourism Complex, Chennai.2Ph: 25389857 Tamil Nadu Tourism Development Corporation
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Sales counter, LLA Building, Anna Salai, Chennai-2 Ph: 28411177 Govt. of India Tourist Office 154, Anna Salai, Chennai-2 Ph: 28460285 Foreigners Regional Registration Office Ph: 28275424 Shastri Bhavan Annexe Ph: 28288210 Uttranchal Tourism Office Tamil Nadu Tourism Complex, Chennai-2 Ph: 25363524 Himachal Pradesh Tourism Tamil Nadu Tourism Complex, Chennai-2 Ph: 25385689 Kerala Govt. Tourism Bureau Tamil Nadu Tourism Complex, Chennai Ph: 25382639 Kerala Tourism Development CorporationTamil Nadu Tourism Complex, Chennai-2 Ph: 25369789 Rajasthan Tourism Tamil Nadu Tourism Complex, Chennai-2 Ph: 25365554 Uttarpradesh Tourism C-in – C Road, Chennai Ph: 28283276 West Bengal Govt. Tourism Wallajah Road, Chennai.2 Ph: 28532346 West Bengal Youth Hostel Wallajah Road, Chennai-2 Ph: 28530293 Orissa Tourism Tamil Nadu Tourism Complex, Chennai-2 Ph: 25360891 Tourism Corporation of Gujarat Ltd Tamil Nadu Tourism Complex, Chennai Ph: 25366613 Andaman Nicobar Islands Tourism Tamil Nadu Tourism Complex, Chennai Ph: 25360952 India Tourism Devt. Corpn. C in C Road, Chennai Ph: 28278884/28255800 Jammu and Kashmir Tourist OfficeNorth Usman Road, Ch.17 Ph: 28235958 Andhra Pradesh Tourism Centre Tamil Nadu Tourism Complex, Chennai Ph: 25381213 Delhi Tourism Tamil Nadu Tourism Complex, Chennai.2 Ph: 25364444 Pondicherry Guest House Ph: 24838170/24831332 Thirumala Tirupathi Devasthanam Ph: 24343535 Archaeological Survey of India Ph: 25670396/25670397 Gujarat Samaj Ph: 25322077 Income Tax Office, (Foreign Section) Ph: 28272011 King Institute (Yellow Fever Vaccination) Ph: 22341026 Maharashtra Mandal Ph: 25360328 State Information Centre (Govt. of Tamil Nadu) Ph: 28591393 Hindu Religious & Charitable Endowment Department Ph: 28279407 Youth Hostel, Indira Nagar Ph: 24420233 Iyal Isai Natadaka Mandram, Chennai.28 Ph: 24936848 Kalakshetra, Chennai Ph: 24903815/24911936 Automobile Association of Southern India, Chennai Ph: 28521162 Connemara Public Library Ph: 28193751 Youth Hostel Association of India Ph: 24890976 State Transport Corporation Ph: 24794705 Andhra Mahila Sabha Ph: 24938311/21/31/41 Rajasthan Association, Chennai.1 Ph: 25360496 Gujarat Samaj, Chennai.1 Ph: 25382844/25384680 Railway Retiring Room (Central) Ph: 25353337 Railway Retiring Room (Egmore) Ph: 28192527 The Salvation Army Red Shield Guest House Ph: 25321821 TTDC Youth Hostel, Chennai.3 Ph: 25389132 YMCA, Cjemao.14 Ph: 285326554/28589397 YWCA, Chennai.86 Ph: 25321056 YMCA, Guest House Ph: 25324257/58

Chennai to Mantralaya train

Trains for Mantralayam Road Station
Train Name
From
Station Name
Train No
Dep time
Days#
Coimbatore Exp
Mumbai
Lokmanyatilak T
1013
22:30
all
Madurai Express
Mumbai
Lokmanyatilak T
1043
0:15
Fri
Kanyakumari Exp
Mumbai
Mumbai Cst
6381
15:45
all
Chennai Mail
Mumbai
Mumbai Cst
1027
23:35
all
Cstm Chennai Exp
Mumbai
Mumbai Cst
1041
14:00
all
Nagarcoil Exp
Mumbai
Mumbai Cst
6339
12:05
wed,thu,fri,sun
Udyan Express
Mumbai
Mumbai Cst
6529
8:05
all
Coimbatore Exp
Pune
Pune Jn
1013
2:00
all
Madurai Express
Pune
Pune Jn
1043
4:05
fri
Kanyakumari Exp
Pune
Pune Jn
6381
19:25
all
Nagarcoil Exp
Pune
Pune Jn
6339
16:00
wed,thu,fri,sun
Udyan Express
Pune
Pune Jn
6529
11:45
all
Chennai Mail
Pune
Khadki
1027
3:02
all
Cstm Chennai Exp
Pune
Khadki
1041
17:28
all
Rayalaseema Exp
Hyderabad
Hyderabad Decan
7429
17:25
all
Mumbai Express
Bangalore
Krishnarajapurm
6340
21:30
mon,tue,wed,fri
Hampi Exp
Bangalore
Bangalore City Jn
6592
22:30
all
Lokmanya T Exp
Bangalore
Bangalore City Jn
1014
15:25
all
Udyan Exp
Bangalore
Bangalore City Jn
6530
20:10
all
Mumbai Mail
Chennai
Chennai Central
1028
22:50
all
Mumbai Express
Chennai
Chennai Central
1042
11:45
all
Cape Mumbai Exp
Trivandram
Trivandraum central
6382
8:05
all
Cape Mumbai Exp
Tirupati
Tirupati
6382
3:25
all
Rayalaseema Exp
Tirupati
Tirupati
7430
19:15
all
# Trains are from Originating Station

Shirdi saibaba live darshan

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IIM MBA fee

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Saturday, February 13, 2010

Online movie ticket chennai

Try the following websites:

Cinemakaran -- Online Movie Tickets Chennai. - ticketnew
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Infant CPR steps

Alternative Names:
Rescue breathing and chest compressions - infant; Resuscitation - cardiopulmonary - infant; Cardiopulmonary resuscitation - infant
First Aid:
The following steps are based on instructions from the American Heart Association.
Check for responsiveness. Shake or tap the infant gently. See if the infant moves or makes a noise. Shout, "Are you OK?"
If there is no response, shout for help. Send someone to call 911. Do not leave the infant yourself to call 911 until you have given about one minute of CPR.
Carefully place the infant on his or her back. If there is a chance the infant has a spinal injury, two people are needed to move the infant without twisting the head and neck.
Open the airway. Lift up the chin with one hand. At the same time, push down on the forehead with the other hand.
Look, listen, and feel for breathing. Place your ear close to the infant's mouth and nose. Watch for chest movement. Feel for breath on your cheek.
If the infant is not breathing:
Cover the infant's mouth and nose tightly with your mouth
Alternatively, cover just the nose. Hold the mouth shut.
Keep the chin lifted and head tilted
Give 2 slow breaths. Do NOT give large, full, forceful breaths.
If the chest does NOT rise, try the chin lift-head tilt again, and give 2 more breaths. If the chest still doesn't rise, check to see if something is blocking the airway and try to remove it.
Look for signs of circulation -- normal breathing, coughing, or movement. If these signs are still absent, begin chest compressions.
Perform chest compressions:
Place 2-3 fingers on the breastbone -- just below the nipples. Make sure not to press at the very end of the breastbone.
Keep your other hand on the infant's forehead, keeping the head tilted back.
Press down on the infant's chest so that it compresses about 1/3 to 1/2 the depth of the chest.
Give 5 chest compressions. Each time, let the chest rise completely. These compressions should be FAST with no pausing. Count the 5 compressions quickly: "a, b, c, d, off."
Give the infant 1 slow, full breath. The chest should rise.
Continue cycles of 5 chest compressions followed by 1 slow, full breath.
After about 1 minute, check again for signs of circulation.
At this time, if the infant still does not have normal breathing, coughing, or any movement, leave the infant to call 911.
Repeat steps 11 and 12 until the infant recovers or help arrives.
If the infant starts breathing again, place him or her in the recovery position. Periodically re-check for breathing and signs of circulation until help arrives

Friday, February 12, 2010

Bank job

Upcoming Bank Exams in 2010 – Quick GuideICICI Bank PO 2010 - Exam Results ReleasedSBI to recruit 30000 Clerks & 5000 Officers in 2010Karnataka Bank Clerk Recruitment - Exam ResultsSBI 1717 PO and 4500 PO Jobs – Can I Apply for Both?Uttar Bihar Gramin Bank – Officers Recruitment 2010Dena Bank Recruitment 2010 - Specialist OfficersIndian Overseas Bank Recruitment - Manager PostsState Bank of India - 4500 PO Recruitment StartsSBI Management Executives – Final Results ReleasedBank of India Clerk Recruitment 2009 - Final ResultsOriental Bank of Commerce 313 PO – Test Results OutPunjab & Sind Bank 500 PO Recruitment – Am I Eligible?Punjab Sind Bank Recruitment 250 Clerks – R U Eligible ?Infosys - Freshers Recruitment [Apply Online]

Upcoming Bank Exams in 2010 – Quick Guide
Thank you readers for your overwhelming response to our previous guide (Nov 09) about upcoming bank exams. On popular demand,we are posting the list for the Bank Jobs Recruitment – 2010. Although there were not many notifications, we hope of an increase as months progress.

See the table below for upcoming & currently open bank recruitments along with their last date for applying ,for the month of December.Click on the name of the bank to view that specific recruitment notice.(each link opens in a new window)
posted at http://www.bankexamsindia.com
Bank
Post & Vacancies
Last date to apply
Punjab National Bank
1246 Clerks & 9 Officers
Feb 18th 2010
Punjab and Sind Bank
250 Clerks
Feb 23rd 2010
Punjab & Sind Bank NEW
500 PO & 65 Officers
Feb 23rd 2010
State Bank of India NEW
4500 Prob. Officers
March 2nd 2010
Indian Overseas Bank NEW
25 Managers (IT)
March 2nd 2010
Uttar Bihar Gramin Bank NEW
88 Officers (Scale-I)
March 6th 2010
Dena Bank NEW
Officers & Managers
March 8th 2010
Staff Selection Commission
Upcoming Jobs of SSC
to be announced
* As new notifications are announced,this page will be automatically updated.

ICICI Bank PO 2010 - Exam Results Released
The results of the ICICI Bank PO Programme have been released.The written exam was conducted in the month of January 2010 at various centers across India.The selected candidates are now being called for Group Discussion process.

As part of ICICI Bank Probationary Officer Programme - May 2010 Batch, the written tests were held, starting from January 22nd, 2010 .The names of candidates, who have cleared the test has been declared by the bank recently along with their date of birth, Group discussion venue & time.Read the results on their website here.

Location & Batches : The location for GD has been fixed based on the test centre of candidates.For some locations, two or more test centers share the same city for GD.According to the official notice, Group discussions are scheduled to take place in 3 batches at 9 AM ,12 PM & 3 PM.article posted at www.bankexamsindia.com

GD preparations : Candidates can read on how to prepare for group discussion to get a fair idea on the process of GD.

SBI to recruit 30000 Clerks & 5000 Officers in 2010
State Bank of India will be soon recruiting for nearly 30,000 Clerical & 5000 Officer positions to fill the vacancies created by employee retirements & addition of branches.This was recently announced by Mr.Anup Banerji, Deputy Managing Director- SBI.

New Branches :According to the press release, State Bank of India recruited 22,000 employees & added opened 600 branches during 2009-10 taking the total number of branches to 12000. SBI is looking to open around 1000 new branches in the fiscal year 2010-11 across India, as the bank eyes an annual growth rate of 25 percent in the next few years. Hence with the opening of newer branches, a considerable number of employees would have to appointed.

Recruitments : Mr.Banerji also said that, SBI will soon announce recruitments for around 30,000 Clerks & 5000 Officer openings.Of these proposed 5000 openings, 2000 positions would be mainly created for rural banking.article posted at www.bankexamsindia.com

** Currently ON : Just as the management said, the SBI recruitment for 4500 PO has started & will close on March 2nd 2010. So candidates can expect the Recruitment of clerks notification within the next few months.
4 comments

Karnataka Bank Clerk Recruitment - Exam Results
Karnataka Bank has released the results for Clerical Recruitment 2009.The written test for these posts were held in the month of January 2010.Karnataka Bank conducted a written test on January 3rd 2010 as part of its Clerical Recruitment.Although the number of vacancies were not mentioned during the recruitment, around 2500 candidates have been shortlisted for the Interview process.The roll numbers of the selected candidates have been displayed on the bank website.Download the list from the bank website here.Interview : The Interview is scheduled to be held from the month of March across major cities.The dates & cities are also provided in the selection list.See below for some important posts on Interview,* Interview Questions - Commonly asked & methods to answer them* Interview Behaviour - How to behave inside an Interview hall.Original post @ www.bankexamsindia.com
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SBI 1717 PO and 4500 PO Jobs – Can I Apply for Both?
State Bank of India is one of the largest banks in India & recruitments by SBI often creates a buzz among candidates aspiring for bank jobs.We received many questions asking if they can apply for both vacancies in SBI (1717 & 4500 Probationary Officers).Here is a quick glance of both notifications,so you can understand better.

1717 SBI Associate Banks PO Recruitment – This recruitment for 1717 Probationary Officers vacancies were only for Associate Banks of SBI.(last date to apply is over)The 6 associate banks are
1) State Bank of Bikaner and Jaipur (SBBJ), 2) State Bank of Hyderabad (SBH),
3) State Bank of Indore (SBIND), 4) State Bank of Mysore (SBM),
5) State Bank of Patiala (SBP), 6) State Bank of Travancore (SBT) .

* Selected candidates through the recruitment exam will be posted in any of these banks only, according the preference given during registration & NOT in SBI.
* The online registration to apply for these posts

SBI Recruitment for 4500 PO – This is the latest advertisement for recruitment into State Bank of India & the last date to apply online is March 2nd. Both these recruitments are different from each other. Now,coming to the questions asked by our readers – posted at www.bankexamsindia.com

Q: I have already applied to SBI 1717 PO vacancies.Can I apply to this 4500 PO also?
A: Yes, If you are eligible & have the qualifications mentioned for the 4500 Officers SBI recruitment – you can apply. Both are different recruitments.

Q: Number of attempts has been given for both SBI jobs.What are they?
A: Yes. SBI has limited the number of attempt by a candidates appearing in their PO exams. According to their notification ,
** for SBI 4500 PO vacancies , ‘General category candidates who have appeared on 4 occasions in the recruitment exam of POs for SBI are not eligible to apply’. For Gen(PWD – 4 chances), OBC & OBC (PWD) (7 chances) candidates, chances are likely to counted from the current exam.

We hope our readers would have been cleared of their doubts on attempts & difference between the 2 SBI recruitments. You can also read the ongoing State bank of India recruitment for 4500 probationary officers,if you are looking for more details.

Candidates are requested to read the job advertisements posted by banks, completely before applying.
5 comments

Uttar Bihar Gramin Bank – Officers Recruitment 2010
Uttar Bihar Gramin Bank (UBGB) with its head office at Muzaffarpur is a regional rural bank sponsored by Central Bank of India. UBGB is one of the largest regional rural bank in India & operates in various districts across Bihar.The bank invites applications to fill 88 Officers positions.

Position – Vacancies – Payscale :
Officers (Scale I) – 88 posts - Rs.10000/-/18240

Dates: Last date to send filled applications - 06.03.2010 (March 6th 2010)
Written Examination – 16.05.2010 (May 16th 2010)

Eligibility : Candidates interested to apply for officers post in Uttar Bihar Gramin Bank,
* Age must be 18- 26yrs (+5yrs for SC/ST) as on 31/3/2010
* Should have a Degree from a recognized university
* Must have good knowledge in Local language & English
* Candidates with Computer knowledge (MS DOS, MS Word, MS Excel, Networking) would be preferred.

Selection : The selection procedure for the recruitment of Officers(Scale I) , will involve Written Test & Interview.Candidates have to score minimum 35% in each objective tests & around 352 candidates (1:4 ratio) can be expected to be called for Interview. The exam will be conducted for 200 marks (150 minutes).** Study materials can be purchased online to prepare from the list of bank exam books

Application : The fees of Rs.300(Gen/OBC/others) OR Rs.75(SC/ST) has to be paid by DD in favor of “Uttar Bihar Gramin Bank – RECRUITMENT PROJECT 2010’. payable at Muzaffarpur.The DD should be sent along with application & other documents to the mentioned address in the application form.

* Download recruitment information & Application format from bank website
0 comments

Dena Bank Recruitment 2010 - Specialist Officers
Dena Bank was founded in 1938 & was nationalised in the year 1969 along with 13 other banks.With headquarters in Mumbai, the bank has branches in all major cities of India. Dena Bank, today released the recruitment notice for Officer positions.

Post – Vacancies – Payscale :
1) Manager(IT/Systems) – 12 posts - Rs.13820 - 19920
2) Security Officer – 8 posts - Rs.13820 - 19920
3) Officer (IT/Systems) – 26 posts - Rs.10000 - 18240

Dates : Online registration starts from 8.02.2010 (Feb 8th 2010)
Online registration closes – 8.03.2010
Last date for receipt of application printouts – 22.03.2010
Date of Written Exam – 23.05.2010 (May 23rd 2010)

Eligibility & Selection : The criteria for candidates interested to apply for Dena bank recruitment and selection process for each post are,posted at www.bankexamsindia.com
Post
Age
Qualification
Selection process
Manager (IT)
21-35 yrs
* Min. 55% in BE / B.Tech (CS/IT/ECE) or BSc(IT) or
M.Sc(IT) OR 55% in MCA OR "B" Level certificate from Dept.of Electronics, Government of India
* Min. 3 yrs exp.
Interview only
Security Officer
21-35 yrs
* Must be Graduate. * 5 yrs exp.in respective field
Interview only
Officer (IT)
21-30 yrs
min. 55% in BE / B.Tech (CS/IT/ECE) or BSc(IT) or
M.Sc(IT) OR 55% in MCA OR "B" Level certificate from Dept.of Electronics, Government of India
Written test & Interview
* Refer to original advertisement for more detailed info on eligibility

Application : Candidates have to pay fee of Rs.350(GEN/OBC) or Rs.75(SC/ST) by DD or in Cash using challan available at Dena bank between Feb 8 - March 8 only.
After payment, visit online registration at denabank .com, fill the necessary details & take a printout of the application.The form has to be sent along with necessary certificates /DD(if any) to the mentioned address before March 22,2010 .

*** Candidates can download the job notification & apply online(from Feb 8th ) for Dena Bank Recruitment 2010 by visiting the bank website here
0 comments

Indian Overseas Bank Recruitment - Manager Posts
Indian Overseas Bank(IOB) is one of the oldest banks in the country.The bank has around 1200 branches & operates 600 ATM across India. IOB has announced the Recruitment of Managers (IT) for its Information Technology dept. located at Chennai.

Position – Vacancies – Payscale :
Manager (IT) – 25 posts – Rs.13820-19920

Dates : Online registration starts from 03.02.2010 (Feb 3rd,2010)
Online registration closes on 02.03.2010 (March 2nd)
Last date for receipt of online application printout – 10.03.2010

Eligibility : Candidates interested to apply for Indian overseas bank recruitment ,
* Should be within 21 & 30 yrs of age as on 1.1.2010
* Must have completed BE / B.tech (CS/ IT/ ECE/ CT/ TE) / MCA in Ist class with 60% marks (distance/correspondence candidates not eligible) as on 01.01.2010
* candidates should attach proof of qualifications along with application.

Selection : The eligible candidates would be called by IOB for Group Discussion or/and Interview, based on which the final selection would be made.The personal Interview will be for 50 marks & minimum qualifying marks is 25.Candidates would be ranked according o their marks & selected in the higher order.

Application : Candidates have to pay Rs.400 (Gen/OBC) as application fees by DD favoring ‘Indian Overseas Bank Recruitment Project – 2010’, payable at Chennai (No fees for SC/ST candidates). Visit Indian overseas bank website at iob.in ,to register online & take a printout of the application.article posted at www.bankexamsindia.com
The DD & necessary certificates have to be sent along with a photo attached application print-out to the mentioned address before March 10th 2010.

Thursday, February 11, 2010

Spiritual tamil books download

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Tamil - Ramayanam
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princesakthi published this 05 / 29 / 2008
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Endhiran full story

earlier titled as Robot, is a forthcoming science-fiction Tamil–language film being directed by S. Shankar. Southern superstar Rajnikanth and Aishwarya Bachchan are playing the main lead in which Rajnikanth would be seen in a double role. This film has a huge budget after Aishwarya Bachchan’s Jeans which was directed by S.Shankar.
We spoke to a source close to the film,“The film has Rajnikanth playing two roles – scientist and the robot and its name is Endhiran, which is created by him. This film will focus on the situation which forced Rajini to make a robot and then his relationship with it and then the wishes he want the Robot to fulfil.”
Further about the plot
“The film is set in 2200 AD and he is a famous scientist who is in love with Aishwarya. Later on he is given a mission of creating robots but at certain point of time there is a big twist which is the USP of Endhiran. Later on he tries to bring back his creation but realizes that a robot which he had made is very hard and has started falling in love with the girl he loves and then the chase begins among the three and so on.”
The film formally began on February 15, 2008 in Chennai with the photo shoot but the actual shooting had started in Peru with a song and before New Year. Aishwarya was shooting with Rajnikanth in Chennai and then in Vellore. This film has a budget of 120 crores and it is slated to release on April 14th, 2010.The film will be releasing in Tamil.

Wednesday, February 10, 2010

business idea for all from home

The Top 25 Home-Based Business Ideas
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If you are thinking about starting your own home-based business, the available options can be overwhelming. Here’s a look at some tried-and-true home-based business ideas that have growth potential, now and in the future.
1. Personal trainer: If you are fitness-minded, you can start your own business as a personal trainer, visiting clients in their homes. Check out the National Federation of Professional Trainers
Find Home-Based Franchises
Be Your Own Boss by Owning a Franchise
Today's tough economy doesn't have to put a damper on your dreams of franchise ownership.

2. Yoga instructor: You don’t need a studio to teach yoga; just like a personal trainer, you can visit clients at their homes or offices. The Yoga Alliance Web site provides information on yoga schools, certification, insurance, and more.
3. Tutoring: You can start a business tutoring students in their homes, at schools, or at local YMCAs or other child-care organizations. Talk to your local school district officials and school principals to determine their needs.
4. Business coaching: Do you have experience in management or some other specialized business skill? Share it with others by becoming a business coach. The International Coach Federation provides certification and a coach referral service for its members.
5. Consulting: If you are an expert in a specific industry, such as finance, marketing, or mediation, consider beginning your own consulting business.
6. Medical and legal transcription: If you have transcription skills and the necessary equipment, you can easily work from home for a variety of different companies. Check local community colleges or search online for transcription training courses.
7. Medical claims billing: This industry is one of the most popular work-from-home businesses. eLearners.com can help you locate legitimate transcription training courses online.
8. Accounting: There are many opportunities available for certified public accountants. If you are interested in getting certified, take a look at the Web site of the American Institute of Certified Public Accountants for information on specific state requirements.
9. Web design: If you can design quality Web sites, consider turning your skills into a home-based business. Because this industry is constantly changing, good Web designers are always in demand.
10. Senior care services: The rising number of senior citizens who want to stay in their own homes means big opportunity for nonmedical home care providers, who help seniors with tasks of daily living.
11. Photography: If you are skilled with a camera, you can open your own photography business. You can visit clients at their homes or, if you have space, set up a small studio in your home.
12. Home inspection: The National Association of Certified Home Inspectors Web site provides information on becoming certified to inspect homes.
13. Remodeling: If you are a gifted carpenter or contractor, you can turn your passion into your own business. Find a niche that’s in demand in your area and target it.
14. Interior design: If you have a flair for the creative, consider interior design. The American Society of Interior Designers Web site provides resources for aspiring interior designers, including a list of each state's requirements for licensing.
15. Catering or personal chef: Consider starting your own catering or personal chef business. Target a niche by providing specialized services such as low-carb or vegetarian menus. (Catering requires a food establishment license and a commercially equipped kitchen that meets state and federal health requirements. Contact your local city or county health department for more information.)
16. Gift baskets: Gift basket creation is a popular and creative home-based business. You can sell your baskets online and target both individuals and businesses to increase potential sales.
17. Wedding or event planner: If you are an ace at organizing important events and have a lot of contacts, consider becoming a wedding or event planner. There are numerous certification courses online, including one from Weddings Beautiful.
18. Personal shopper: If you love to shop and have an eye for people's personal styles, you can offer your services to people too busy to shop for themselves. Increase your profit potential by providing a gift-shopping service as well.
19. Concierge service: If you have a lot of energy, great organization skills, and the ability to juggle multiple tasks, consider providing a personal concierge service to busy businesspeople or upscale clients.
20. Custom jewelry creation: Designing your own custom design jewelry can be fun and lucrative. You can sell it online at your own sites or at crafters’ sites such as Etsy.
21. Computer repair: Are you the person everyone calls when they have a computer problem? Turn this into a business and start getting paid for fixing fatal errors. You can target small businesses, consumers, or both.
22. Cleaning service: If you are good at cleaning, consider offering your services to others. Both residential and commercial cleaning operations can easily be run from home.
23. Carpet cleaning service: A variation on cleaning, carpet and upholstery cleaning services are well-suited to operate from home.
24. Mobile pet grooming: If you love animals, offer consumers convenience by equipping a van and visiting clients at their homes to bathe and groom their pets.
25. Child-care services: Turn your expertise with children into a home-based day-care center. Be sure to stay abreast of your state’s regulations and insurance requirements for this type of business.
To learn more about franchises, visit the Franchise Center of AllBusiness.com. And for ongoing advice, see Frank Ross' Home-Based Business Blog.
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Career in HR

Human Resources Basic Information - HR FAQ
Considering a career in Human Resources? Looking for basic information about Human Resources? Thinking of changing careers? Need human resources career development and career education information? Get an HR occupational outlook. Make this your first stop for Human Resource management and Human Resource career development.
Education and Credentials (26) Strategic Human Resources @ HR Job Descriptions @ Career Management @ Careers in HR (10)
Transition to a Career in Human Resource ManagementPeople take widely divergent paths on their journey to working in Human Resource management. They enter Human Resource management by luck and by design and they stay because they enjoy the work and the people. Common themes emerge when you listen to the stories people tell about their transition into Human Resource management.
Human Resources - Guide to the SiteLooking for information on any aspect of human resources or employee management and development for your organization? Here are the resources you'll need to start, manage and develop your human resources department and all the people aspects of your business. Find personal development information. Find policy samples, human resources systems and plans and employee motivation information.
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You Know You're in HR When...Readers write to share the problems they experience with their HR department. The problems shared often involve a failure to communicate, a misunderstanding of employee confidentiality, or a less than satisfactory outcome in the mind of the person writing. Employees just don't get the multiple roles played by HR. Are you misunderstood, avoided, loved, feared?
Please Don't Let HR Be MisunderstoodThe most common email I receive recounts a Human Resources horror story. Employees tell me endless stories about how they were treated by their HR staff person. They describe HR officials as uncaring, incompetent, and clueless. They accuse HR staff of being out of touch with the needs of employees and favoring management and the company line over employee concerns.
What Is Human Resources?Human resources are the people that staff and operate an organization. Read the definition of Human Resources.
Memorable Firsts in Human Resources ManagementAnyone who works in human resources management knows that the job comes with great joys and great sorrows. And all along the way, memorable first moments with people occur. Sometimes you feel prepared for the moments; some sneak up and surprise you. Whether you're new to management, starting a department, or just looking for a refresher, these tips will help.
What Are Your Memorable Firsts in HR? Readers RespondWhether you are a manager, a business owner, or a Human Resources staff person, you have to start somewhere in your firsts with people. Your first hire, your first disciplinary issue, your first loss of a valued employee all leave a memorable impression. Share your memorable Human Resources Management firsts.
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State of the HR ProfessionUniversity of Michigan Professor David Ulrich has been a forward thinking, strategic voice in the HR profession. Read the text of his State of HR speech at the SHRM 2002 conference.
Human Resource Management BasicsNeed basic information about Human Resource management as a function or department within a company? What is Human Resource management and what do people who work in Human Resource management do? Learn how Human Resources is organized and the contribution Human Resource staff make in their company. Here is all the basic information you need to know about Human Resource management.

Tuesday, February 9, 2010

Lawyer's directory

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Divorce - rules

Divorce .....................................................
Instant Legal AdviceConsult Our legal Experts, all issues related Marriage, Divorce, Separation, Adoption, Wills etc - Get your solution within 48hrs - To avail Our professional service Click Here
What "do your own divorce" meansToo many people think that doing their own divorce means filling out some forms and maybe getting their spouse to sign an agreement. That's a very big mistake. Divorce is not about filling out forms, it is about thinking things out and making sound decisions. Likewise, if your case calls for a marital settlement agreement, having it typed and signed is not the point. The value of an agreement is the depth and detail with which you think things through and work things out together.A lot of people are reluctant to really think about their case and make decisions. And they will do almost anything to avoid talking things over with their spouse. This is completely understandable, given the nature of divorce, but it is something you eventually need to do to get a good divorce instead of becoming a victim of divorce. Doing your own divorce means that you do not retain an attorney. No one should unless they have to, but that doesn't mean you can't get advice and help. Doing your own divorce means that you take responsibility for your case, your decisions, your life. You get information and advice, then --maybe with some help-- you think things through. You find out what the rules and legal standards are and how they apply to your case, then you decide what what's fair, what you want, how to deal with your spouse, what to do next. If your spouse is in the picture and cares what happens, it means detailed discussions --perhaps with help-- to reach a thoroughly negotiated agreement. It's only natural to feel concerned about doing this, but don't worry: Lesson 2 tells you exactly how you can deal with disagreement and negotiate a settlement with your spouse.At Divorce Helpline, we help over 4,000 people each year and from them we have learned why people become victims of the legal system. People often feel they can't deal with their divorces, their spouses, themselves. They feel overwhelmed, so they want someone else to take over and just do it, to make it go away. The attorney says, "I'll take your case, I'll take care of everything, I'll get it done for you." It sounds good, but it isn't true. In the end, even if you retain an attorney, you will be gathering all the information anyway and making your own decisions. More than likely, you will end up negotiating the terms yourself. Most people do, even when they are represented. They eventually find that they can do it better themselves.The legal divorce has very limited concerns: to get a judgment of divorce, you have to make arrangements for your property, your children, and support (if any). If you have a high degree of conflict, it is also about keeping the peace and protecting you, your children and your property. That's it; that's all the legal divorce is about. The law is used to impose a decision in your case only when there is a disagreement that has been brought into court. If you can reach a fair written agreement with your spouse, you can get almost any terms you like without much reference to laws. But, where children are concerned, a judge might take a look at your terms to make sure they are reasonably well supported and protected.All you get from your legal divorce is a piece of paper --a Judgment-- with findings of fact and court orders on the above subjects. That's all. This is what all the fuss is about; this is what people go to attorneys for and spend tens or hundreds of thousands of dollars to get --a piece of paper with orders about peace, property, custody, and support. You might think that a legal divorce will solve your problems, but it probably won't and it is critically important that you understand this so you don't expect too much from the legal divorce--or some lawyer--and set yourself up for frustration and disappointment. --------------------------------------------------------------------------------------------------------------------------------------------------Your real divorce is about ending one life and beginning another, then making it work --spiritually, emotionally and practically. The real divorce is about breaking old patterns, making a new life and seeking a new center of balance. It's about doing your best with the hand you've been dealt. Understanding some basic things about how the real divorce works will help you enormously in dealing with yourself, your spouse and your list of practical problems. How you feel is probably the most real thing in your life right now. Nothing else in your life is as real as your pain, your fear, your anger, hurt, guilt, tension, nervousness, illness, depression --whatever it is you are feeling. The practical tasks you face are also very real: how to get by financially, how to rearrange the parenting of your children, what to say to family and friends, what to do next, and so on. In your real divorce, then, you face these challenges:Emotional: This is about breaking (or failing to break) the bonds, patterns, dependencies, and habits that attach you to your ex-spouse. It's about learning to let go of anger, fear, hurt, guilt, blame, and resentment. You learn about past mistakes so you don't have to repeat them. You develop a balanced view of yourself, your ex-spouse, and your marriage. You create self-confidence and an openness to new intimate relationships.Physical: Our minds and bodies are not separate and life does not come in these neat boxes. Emotions --especially strong ones that are ignored, denied or repressed-- are frequently expressed physically. During divorce, people tend to experience a lot of tension and nervousness. They get ill frequently and have accidents. This is a time when you must take extra good care of your health, pay close attention to your body, and be extra careful when driving.Practical: This is about taking care of business on the physical plane --including the legal divorce. It's the nuts and bolts of what to do, where to go, and how to get there as you begin to build a new life for yourself. You need to create safety and security for yourself and your children; to make ends meet in a new life-style that produces what you need and needs no more than you can produce.Going through major life changes --in other words, re-creating your life-- is demanding, hard work, but it may be the most important thing you ever do. And, unless you decide to get counseling or go into therapy, the real divorce won't cost a dime! --------------------------------------------------------------------------------------------------------------------------------------------------The legal divorce vs. your real divorceThe legal divorce has very limited concerns: to get a judgment of divorce, you have to make arrangements for your property, your children, and support (if any). If you have a high degree of conflict, it is also about keeping the peace and protecting you, your children and your property. That's it; that's all the legal divorce is about. The law is used to impose a decision in your case only when there is a disagreement that has been brought into court. If you can reach a fair written agreement with your spouse, you can get almost any terms you like without much reference to laws. But, where children are concerned, a judge might take a look at your terms to make sure they are reasonably well supported and protected.All you get from your legal divorce is a piece of paper --a Judgment-- with findings of fact and court orders on the above subjects. That's all. This is what all the fuss is about; this is what people go to attorneys for and spend tens or hundreds of thousands of dollars to get --a piece of paper with orders about peace, property, custody, and support. You might think that a legal divorce will solve your problems, but it probably won't and it is critically important that you understand this so you don't expect too much from the legal divorce--or some lawyer--and set yourself up for frustration and disappointment. Your real divorce is about ending one life and beginning another, then making it work --spiritually, emotionally and practically. The real divorce is about breaking old patterns, making a new life and seeking a new center of balance. It's about doing your best with the hand you've been dealt. Understanding some basic things about how the real divorce works will help you enormously in dealing with yourself, your spouse and your list of practical problems. How you feel is probably the most real thing in your life right now. Nothing else in your life is as real as your pain, your fear, your anger, hurt, guilt, tension, nervousness, illness, depression --whatever it is you are feeling. The practical tasks you face are also very real: how to get by financially, how to rearrange the parenting of your children, what to say to family and friends, what to do next, and so on. In your real divorce, then, you face these challenges:Emotional: This is about breaking (or failing to break) the bonds, patterns, dependencies, and habits that attach you to your ex-spouse. It's about learning to let go of anger, fear, hurt, guilt, blame, and resentment. You learn about past mistakes so you don't have to repeat them. You develop a balanced view of yourself, your ex-spouse, and your marriage. You create self-confidence and an openness to new intimate relationships.Physical: Our minds and bodies are not separate and life does not come in these neat boxes. Emotions --especially strong ones that are ignored, denied or repressed-- are frequently expressed physically. During divorce, people tend to experience a lot of tension and nervousness. They get ill frequently and have accidents. This is a time when you must take extra good care of your health, pay close attention to your body, and be extra careful when driving.Practical: This is about taking care of business on the physical plane --including the legal divorce. It's the nuts and bolts of what to do, where to go, and how to get there as you begin to build a new life for yourself. You need to create safety and security for yourself and your children; to make ends meet in a new life-style that produces what you need and needs no more than you can produce.Going through major life changes --in other words, re-creating your life-- is demanding, hard work, but it may be the most important thing you ever do. And, unless you decide to get counseling or go into therapy, the real divorce won't cost a dime! --------------------------------------------------------------------------------------------------------------------------------------------------How the legal system works against youIf there were no legal system, no lawyers and no courts, divorce would still be difficult and it would still take time to go through it. Divorce is at least a major crossroad in your life, maybe even a full-blown life crisis. So, here you are, you and your spouse, going through your personal life changes, when the State comes along and says, "Excuse me! You can't go through this without us. Your divorce has to be conducted on our field and under our rules ...and you can't even hope to understand our rules. Oh, by the way, this divorce system we're going to put you through has no tools for helping you solve problems or negotiate with your spouse. In fact, our system is based on conflict and it is specially designed to cause trouble and greatly increase your expense. Please pay your filing fees on the way in." Our system of justice is known as an "adversary system." This is the nature of the beast. It began hundreds of years ago in the middle ages with "trial by combat," where people with a disagreement would fight it out and whoever survived was "right." Today, physical contact is no longer a recognized legal technique, but things are still set up as a fight. The parties are regarded as adversaries, enemies in combat. When a divorce is conducted in our legal system, the spouses and their attorneys are expected to struggle against one another and try to "win" the case, to "beat" the opposition. The rules control the way your attorney works with you. Your attorney is required to be "adversarial," that is, aggressive and combative. The adversary system and the way lawyers work in it is a major cause of conflict, trouble and the high cost of divorce. You want to have as little as possible to do with the legal system. It is designed to work against you.--------------------------------------------------------------------------------------------------------------------------------------------------In spite of the way things seem, lawyers are not always villains and not always to blame for stirring up conflict. But even for lawyers who mean well, the tools they use and the system they work in will usually increase conflict. Law schools do not require courses in communication or negotiation. Rather, they stress manipulation of rules of law, aggressive and defensive strategy, how to take any side of any case and make the most of it, how to argue, and how to get the most financial advantage in every situation. Professional standards of practice dictate how a lawyer will conduct your case. For example, professional ethics forbid your lawyer to communicate directly with your spouse --the adversary. It is expected, instead, that your spouse will be represented by an attorney and your lawyer can only communicate through your spouse's lawyer. This means that your attorney can't "talk sense" to your spouse, or explain to your spouse how you see things, or even help you talk to each other. It means your attorney will always have a one-sided view of your case and can never achieve an understanding any greater than your own.If you retain a lawyer, he will definitely take your case into the contested cycle of the legal system because that's the only thing he can do. He has to. There are no other formal tools a lawyer can use. The primary tools the lawyer uses are pretrial motions and discovery. An attorney can take you and your spouse into court to get temporary orders for support, custody, visitation or keeping the peace. An attorney can use formal discovery to get documents and information under oath. So, if you and your spouse can work out your own temporary arrangements and share all information openly, you'll have no need for those incredibly expensive legal tools. You can keep your case out of lawyers' offices and out of court.But, if either spouse retains an attorney, that attorney will invariably write formal letters, file legal papers, make motions, and do discovery. These actions will surely cause the other spouse to get an attorney, too. Now, instead of two people who don't communicate well, you have four people who do not communicate well. The case is now contested and the cost and conflict level will go way up. Attorneys tend to ask for more than they expect to get; it's considered "good" practice. Your spouse's lawyer will oppose your lawyer's exaggerated demands by offering less than they are willing to give and by attacking you and your case at the weakest points. Now you're off to a good, hot start and soon you'll have a hotly contested case, lots of cost, and a couple of very upset spouses. Fees in contested cases can run from tens of thousands of dollars each all the way up to everything.Summary: Except in high-conflict cases, the legal system has little to offer. The things an attorney can do for you are expensive, upsetting, and tend to increase conflict rather than reduce it. If you don't want to (or have to) use the legal system, go around it --work out your arrangements outside the legal system and, if necessary, get limited assistance, in the form of information and advice, from attorneys who do not represent the spouses. Take heart; we are going to tell you exactly how you can beat the system.--------------------------------------------------------------------------------------------------------------------------------------------------Advantages to an agreementThe marital settlement agreement (MSA) is your key to avoiding lawyers and the legal system, but that's not all --it has many other important advantages. Your MSA actually becomes your Judgment. It is either attached to and incorporated in the Judgment or the Judgment will be written to include all the terms of your agreement. With a good MSA you get total control over your Judgment because you decide all the terms ahead of time. Without an agreement, you can't be sure exactly what some judge might do. The MSA has far more depth, detail, flexibility and protection than a plain Judgment. Almost anything that's on your mind or in your lives can be included and resolved any way you like.Some states have simplified procedures that allow you to get your divorce without going to court --if you have an agreement. Without an agreement, you almost certainly will have to go to a hearing to get your Judgment. What's most important is that you get a better divorce outcome when you work out an agreement. And with an agreement, people tend to heal faster and it just plain feels better.The agreement you are about to negotiate is very valuable and worth working very hard to get. If you work it out with your spouse outside the system, you beat the system!-------------------------------------------------------------------------------------------------------------------------------------------------- THE MAIN MESSAGE. To beat the legal system, you don't go through it, you go around it. These are your keys to the high road:you and your spouse work out an agreement outside the legal system without either spouse retaining an attorney.You can get advice from attorneys, you can get an attorney/mediator to help you work out your agreement, but you do not retain an attorney to handle your divorce unless the attorneys on both sides are committed to a collaborative process.Once you have an agreement, you have an uncontested case and there's nothing left to do but red tape and paperwork. If you don't need an agreement, so much the better; just do the paperwork and your're done.-------------------------------------------------------------------------------------------------------------------------------------------------- five obstacles to agreementThe next three sections are about how to deal with disagreement --from simple difference of opinion to active upset and anger-- and some specific steps that will help you reach an agreement. As you will see, the things you can do yourself are far more effective than anything a lawyer can do for you. More than 90% of all cases are settled before trial. Unfortunately, too many are settled only after the spouses have spent their emotional energies on conflict and their financial resources on lawyers. The time and effort spent battling has impaired their ability to get on with their lives and may have caused serious psychic damage to themselves and their children. The spouses could have saved themselves all that simply by agreeing to settle earlier. Why didn't they? Okay, here you are, heading for a divorce; your spouse is going to be involved and you want to work out an agreement. What's so hard about that? Why don't you just do it? Easier to say than do, isn't it? There are good reasons why it's hard for spouses to work out an agreement--five, to be exact:emotional upset and conflict; insecurity and fear; ignorance and misinformation; the legal system and lawyers; and, finally, real disagreement. To get an agreement, in or out of the system, with or without an attorney, you have to overcome the five obstacles. Let's look at them in a little more detail to see what you're dealing with.The five obstacles to agreement1. Emotional upset and conflict: This is about high levels of anger, hurt, blame, and guilt --a very normal part of divorce. If one or both spouses are upset, you can't negotiate, have reasonable discussions or make sound decisions. Complex and volatile emotions become externalized and get attached to things or to the children. When emotions are high, reason is at its lowest ebb and will not be very effective at that time. There are various causes of upset:The divorce itself, stress of major change, broken dreams, fear of change, fear of an unknown future; Different readiness to accept the idea of divorce and willingness to proceed --the hidden cause of conflict in many cases; History of bad communication habits or conflict; Particular events or circumstances (a new lover, a new debt).2. Insecurity, fear, lack of confidence, unequal bargaining power: You can't negotiate if either spouse feels incompetent, afraid, or that the other spouse has some big advantage. Divorce is tremendously undermining and tends to multiply any general lack of self-confidence and self-esteem. Also, there are often very real causes for insecurity: lack of skill and experience at dealing with business and negotiation, and lack of complete information and knowledge about the process and the marital affairs. It doesn't matter if insecurity is real or reasonable; it is real if it feels real.3. Ignorance and misinformation: Ignorance about the legal system and how it works can make you feel uncertain, insecure and incompetent. You feel as if you don't know what you are doing ...and you are right. Misinformation is when the things you think you know are not correct. Misinformation comes from friends, television, movies, even from lawyers who are not family law specialists. It can distort your expectations about your rights and what's fair. It's hard to negotiate with someone who has mistaken ideas about what the rules are. Fortunately, both conditions can be easily fixed with reliable information.4. The legal system and lawyers: The legal system does not help you overcome obstacles to agreement but, rather it is one of the major obstacles that you have to overcome. The legal system is designed to work against you. You want to avoid the legal system as much as possible --and you can. You can beat the system.5. Real disagreement: These are the real issues that you want to deal with rationally and negotiate with your spouse. Real disagreement is based on the fact that the spouses now have different needs and interests. After dealing with the first four obstacles, these real issues may turn out to be minor, but even if they are serious, at least they can be negotiated rationally.-------------------------------------------------------------------------------------------------------------------------------------------------- How to beat the systemOf course you want to get your Judgment --that's the goal of your legal divorce-- but you don't want to go through the adversarial legal system to get it. You don't want to get all tangled up with lawyers and courts because the system is designed to work against you.You don't go through the legal system, you go around it. You work outside the legal system to make arrangements and reach an agreement with your spouse.By doing things yourself, you have far more control and far better solutions. Working outside the legal system is the way you get a low conflict, low impact, higher quality divorce.Look again at the map that was discussed in the section, The Divorce Roadmap. To stay outside the legal system, do not retain an attorney. Neither spouse should retain one. The key word is "retain." We're not saying you should never get help from an attorney if you want it, just that you should not retain an attorney unless you have no other choice. If you follow the steps in this short course, you may not need any help at all from an attorney. If you do, you will know how to keep it limited and under control.Retaining an attorney means turning over both your responsibility for your case and control of it. The attorney represents you. You sign a retainer agreement, then you pay $1,000 to $5,000 "on retainer" and your attorney has now taken over control of your case. This is what they mean when they say, "I'll take your case." And they do take your case --right into the high conflict, low solution legal system. They have to; it's the law.Because you don't want to go into a system that works so hard against you, you must not retain an attorney unless you have no other choice. You should retain an attorney if you are facing immediate threat of harm. You need an attorney if you:Believe your spouse poses a danger to you, your children or your property; Can't get support from your spouse and have no way to live; Think your spouse is transferring, selling or hiding assets.In such cases, you should get a good attorney right away; otherwise, you only want an attorney for information, advice and maybe some drafting and paperwork.The attorney retainer is the poison apple --don't bite it.If you feel uneasy about not retaining an attorney, don't worry; in the rest of this course, you are going to learn very effective things you can do for yourself and how to get help if you need it.There are three different kinds of cases that respond to self-help techniques:No agreement between the spouses is needed; An agreement will be fairly easy to work out; An agreement is needed but it may not be easy to work one out.No agreement needed or spouse not involved. In some cases, an agreement between the spouses either isn't necessary or not possible. In some cases, this is because there are no children, very little property, few debts to worry about, no need for support --in short, nothing to agree to. There are also cases where the Respondent simply will not participate and will not file a Response. Respondent is either long gone or simply doesn't care. This case will be relatively easy to complete.Agreement needed. Most couples, however, do need an agreement or should have one. If you have children, you should work out a good parenting plan in a written agreement. If you have income or property worth protecting, or lots of debts to be paid, or if you need to work out spousal or child support arrangements, you should definitely have a written agreement. If Respondent is involved and cares how the divorce is going to be arranged, you should have an agreement. Agreement will be easy to work out. If you think it will be no problem for you and your spouse to work out an agreement, the rest of this lesson is about the many advantages of a good agreement.Agreement may not come easily. This describes the situation for most couples going through divorce. If, like most people, you don't think you can deal with your spouse, don't worry --Lesson 2 tells you exactly how to deal with disagreement and negotiate a settlement.In the rest of this short course you will learn that the things you can do to help yourself are far more effective than anything a traditional attorney can do for you. You will learn about the obstacles to agreement and how to overcome them, how to negotiate effectively with your spouse, and where to get help if you have trouble with the negotiations.= = = = = = = = = = = = = = = = = = = = = = = = = = = = = ====The solutions are in your hands. Apart from the legal system --which you can avoid-- all obstacles to your agreement are personal, between you and your spouse and between you and yourself. Take care. Pay special attention to emotional upset and especially insecurity and fear. These are the forces that drive people into a lawyer's office. You want to avoid doing anything that might increase the upset and fear of either spouse. The upset person is saying, "I can't stand this, I won't take it anymore! I'm going to get a lawyer!" The insecure person is saying, "I can't understand all this, I can't deal with it, I can't deal with my spouse. I want to be safe. I need someone to help me. I'm going to get a lawyer." And this is how cases get dragged into unnecessary legal conflict.You need to arrange things so both spouses are comfortable about not retaining an attorney. If you think your spouse may be upset or insecure, you have to be very careful and patient. If you are feeling incapable of dealing with your own divorce, the information in this book will help a lot and you will see that you can get all the help and support you need without retaining an attorney.-------------------------------------------------------------------------------------------------------------------------------------------------- How lawyers can help without hurtingLegal information and advice. Lawyers who specialize in divorce can be extremely useful to you when they do not insist on being retained to do the whole divorce. It can be very cost-effective to get information and advice on specific subjects or a case evaluation. That may be all the legal help you will need. It is usually important to know what the rules are in your state and whether or not one can reasonably predict what a judge would do if presented with your facts. If the standards in your state are predictable, you can use that to guide your negotiations. An experienced divorce attorney can also help sort out the many tax issues of divorce for you.Drafting your agreement. You may decide to have a lawyer draft your marital settlement agreement or look over one you have made yourself. Writing an agreement that is clear, unambiguous and legally correct can be a technical challenge, so unless you get your language directly from a reliable source and do not depart much from it, then having a lawyer draft your agreement, or at least check it, it s a very good idea. Collaborative law. This is a very small but very interesting movement. These lawyers represent you fully and require a retainer agreement, but in the agreement they state that they will not use litigation or go to court for any adversarial purpose. Instead, they emphasize negotiation and mediation. The "collaborative" part means that the attorneys on both sides should have this orientation so they can work well together to settle the case. When up against a traditional attorney, the case is far more likely to go into litigation. At the present time, Collaborative Law is well-established only in Minneapolis, thanks to the pioneering work of Stuart Webb. One of the goals of the Divorce Helpline Directory is to find collaborative lawyers and provide a vehicle for them to reach the public.-------------------------------------------------------------------------------------------------------------------------------------------------- Who to pick? You want three things in a divorce attorney: experience, reliability, and a good attitude. Your lawyer should specialize in divorce --at least 50% of their case load. Your attorney must be someone you can trust and work with comfortably, someone who has your confidence. You are looking for an attorney who can:communicate in plain English simplify instead of complicate your case provide neutral, settlement-oriented advice seek practical solutions instead of legal ones.If you want advice, be sure to look for a lawyer who is trained in divorce mediation and who practices it professionally. Mediation-minded attorneys are more likely to give you neutral and problem-solving advice, whereas traditional attorneys tend to be more oriented toward conflict and their advice tends to be adversarial. If you want to know the law in your state or get an appraisal of likely outcomes in your local courts, or drafting of a marital settlement agreement, then you are more concerned with the attorney's knowledge and experience. Attitude is a little less relevant here, but watch out for the attorney who seems to make things more complicated rather than less, or who urges you to do things that could lead to conflict.We suggest that you generally avoid anyone who seems cynical, unnecessarily aggressive, or moralistic. For most cases, you will want to look for someone who prefers to avoid conflict in favor of negotiation and compromise. You are trying to find an attorney who prefers to keep the case cool. Avoid situations where you don't like the way the attorney or the staff treat you. Look for lawyers who listen well to what you want and who seem willing to do things your way. Make sure the attorney knows it is your life, your case, and that you are in charge.How to use your lawyer. Be very well prepared. Know your facts, know what you want to ask, and know exactly what you want the lawyer to do for you. Plan each conversation; make an agenda; write down the things you want to talk about; take notes on every conversation; keep track of time spent on all phone calls and meetings. Keep a file for all your notes, letters and documents. Do as much as possible on the phone and by mail to keep office time at a minimum. Let the attorney know that you expect phone calls to be answered by the next working day. When you talk to a lawyer, stick to the facts. Don't just chat, ramble, or complain about things your spouse did unless you actually want your lawyer to do something about it. Lawyers cost too much for you to use them for company, sympathy or consolation --that's what family, friends and counselors are for. A lawyer is not the right person to make your decisions or lead your life: you are. Being in control of your own case and your own life is the single best thing you can do in any divorce, so it is essential that you have a lawyer who can work cheerfully on that basis. If you are well prepared, organized and business like, that will help the lawyer to see that you are in charge of things. Walk softly and carry a big stick. If you become dissatisfied with your lawyer, you don't have to fire them because they haven't been retained. Just stop. However, if you have a contract (retainer) with your lawyer, you have to take some formal steps to discharge the lawyer from your case. Go to the Reading Room and look at the article How to fire your lawyer.--------------------------------------------------------------------------------------------------------------------------------------------------


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